Banks wont let me any money low income

[Jimmy S.]

Well I have 5 mortgages and every one was a pain in the butt to get through because of my income. My tax return only shows I make 15,000 a year after all my deductions, around 25k if you add back in depreciation and mortgage interest.

I have the down payment for another house but banks laugh at me and they want to see me make at least 60-70k a year to afford another 75,0000 in mortgage. My credit score is 740ish.

I have 150,000 in equity in all my properties but I cant even cash them out b/c of my income. Its becoming very frustrating.

I dont know where to turn next. I tried 10 banks, several credit unions, commercial loans and they all say my income is the issue.