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Tyler Relph
  • Vacaville, CA
2
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8
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Financing Impact on Personal Credit

Tyler Relph
  • Vacaville, CA
Posted

So, I've listened to about 100 BP podcasts and am beginning to develop a mind for real estate investing. I understand and love the idea of the BRRRR strategy, but I'm getting hung up on a mindset thing here. If I have real estate in an LLC, does the bank use my personal credit to evaluate my credibility as a borrower or do they use my LLC alone? If they use my personal credit, how do you borrow to acquire properties knowing that it's going to offset your debt to income ratio and make you more of a risk (on paper) to a lender?

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