Lenders willing to lend with less than 20% down

2 Replies


I am looking to purchase a rental property, SFR preferred considering this will be my first one. Will I be able to get a loan with less than 20% down on an out of state investment property?

Nope  nor should you.. now could pay cash then do a REFI after and have a limited amount of cash in it.. folks do that all the time.. but no equity lending is highly risky

@Jay Hinrichs I am working with limited funds, paying cash is out of the question. I will have to put 20% down. Thanks for the response, I will be listening to your episode on my way into work tomorrow!

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