Thought it would be interesting to see what everyones % of their net worth is in Real Estate.
Also, how does your RE allocation break down (sfr, multi, debt, syndications, etc).
I find it interesting that most wealth advisors don't recommend more that 10% of your asset allocation to be in Alternative Investments which private RE investing falls into. Im not opposed to stocks and bonds, and will ease into a low cost index fund/bond portfolio over time.
Im currently around 50% Real Estate and 50% Cash
50% hard money debt funds (short term, low ltv)
40% Syndications (Value Add Multi, Self Storage, MHP, etc)
10% non-traded public REIT (Blackstone BREIT)
Look foward to getting a glimpse into everyone's portfolios :)
About 93% RE. When I started 15 yrs ago it was exactly opposite, 93% in equities. Still have the equities, more even. RE has just blown past it that much.
I’m currently at 70% RE and 30% cash and index funds.
I'd estimate about 90% is real estate, 10% is stocks/investments.
Of the real estate portfolio, 20% are in MFH, but 80% are SFHs.
70% real estate with the rest in equities and cash. The mix towards real estate has grown over the years with adding value to properties.
Many of us have 100% direct owned units; so, it's not an "alternative" investment...more of a small (low touch) business.
50-60% real estate. 40-50% equities/cash.
The majority is in real estate including personal properties. I am making plans now to get out of as much real estate as possible, income and personal, in the next 2 years. Hopefully before the tide turns.
I'm right about 50/50 but I'm trying to have a higher percentage in RE in the future
The way I look at it, RE is 181% of my net worth. But that's because I use leverage so my net worth is less than my real estate holdings.
If I net out loans from my real estate holdings, then my breakout is as follows:
77% Real Estate
20% Stocks/Stock Funds
40% RE, 55% equities, 5% cash.
For about 4 years now I've focused all new investment capital deployment on RE (other than maxed out 401K contributions).
Agree with @Christopher Leon that "Wealth Advisors" probably make no money (except maybe in some unique management arrangements) on a client investing in real estate. So it doesn't surprise me one bit the slimy financial services industry pooh-poohing RE as a lowly "alternative investment." If I ever hire a financial advisor, the only way I'm going to trust one is with hourly compensation which completely insulates the advice from conflict of interest sales commissions.
If everything goes according to plan for the next 16ish years I will end up at 45% RE and 55% in Roth IRA and 401k and no debt except whatever is left on the loan for my primary home. At that point I will be 45 years old and drop to part time and the real estate will be paying all my expenses and I can use my job income to travel and invest however I feel comfortable by that point.
But to answer the question, currently I'm at 0% RE (unless you count the house I live in but I bought it 2 years ago with like 7% down so there is not much equity there). I'm still in the learning stage :(
I'm currently at around 60% of my Networth in RE. Which is strictly SFH rentals. I'm currently at 37% Cash & Indexes. Misc is 3%.
50% cash (like almost exactly half, to the hundredth of a percent)
18.6% stock (only one, LOL)
8.1% syndication (office park, MFH, raw land, self-storage)
so 31.5% is RE
75% RE - 20% Stocks - 4% Cash - 1% coffee fund
Idk, 5% RE, 95% my future earnings potential.
But in a more traditional sense, 100% RE. Maybe 20% long term rentals, 80% in single family development. Slowly working on flipping that ratio.
Free eBook from BiggerPockets!
Join BiggerPockets and get The Ultimate Beginner's Guide to Real Estate Investing for FREE - read by more than 100,000 people - AND get exclusive real estate investing tips, tricks and techniques delivered straight to your inbox twice weekly!
- Actionable advice for getting started,
- Discover the 10 Most Lucrative Real Estate Niches,
- Learn how to get started with or without money,
- Explore Real-Life Strategies for Building Wealth,
- And a LOT more.
Sign up below to download the eBook for FREE today!
We hate spam just as much as you