Moving 401(k): IRA, Commercial Property, or Multi-family Unit?

1 Reply

My wife has changed employers and must make a decision on what to do with her 401k within the next 30 days. We are interested in exploring options for using the money to lend to me towards the purchase of a commercial building or a residential, multi-family unit.  What are the advantages and potential issues for each option (commercial vs. multi-family)?  

Thanks in advance for any advice!

@Anthony Jennings

You are a disqualified person to your wife's IRA and may not transact with her IRA in any direct or indirect fashion. Her IRA can be setup as self-directed and have the option to diversify and invest more broadly, but not into deals that involve lineal family in any way.

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