Lending options during furloughed employment

[Susan Feirich]

Hi All,

I'm a rookie investor from CA with cash available to purchase my first buy & hold out of state.  Due to these uncertain times, I'm nervous to put a good chunk of my cash reserves into my first investment.

Ideally I would like to get a traditional loan with a hefty down payment as a safe option, while I learn the ropes of my first investment, however, I'm worried that my current employment situation would not allow me to do this.

I am currently furloughed and my husband is an independent contractor (due to covid restrictions in our region we have been forced to shut down operations).

What are my lending options since we don't have "job security" on paper.