What are the best lending numbers you have seen 2022?

[Jonathan Tavarez]

Hi all,

With so many lending options out there I was wondering what numbers you guys are seeing?  I was recently approach by a hard money lender offering:
Loans up to $50,000,000
Interest Rate: 5%
Purchase 95% LTV
Refinance 100% LTV
Origination: 1%

Not even the private money I have work with before is that cheap, not even mentioning how much lending is going on in Facebook.  So I'm curios, what numbers have you seen so far in 2022? (Fix&Flip or Buy and Hold).