Refinancing out of hard money options w/o W2

[Kerry Krienitz]

I was hoping someone can help me understand the process of BRRRing using a hard money lender for acquisition and then refinancing after renovation and renting.  If I do not have a W2, am I still able to refinance into a longer term mortgage after I season the property?  Or am I still not qualified w/o a W2?  I've read through the forums but read conflicting comments 😬 help would be greatly appreciated! 

[Robin Simon]

You are describing the perfect example of a situation needing a "DSCR" Loan - made exactly for this situation, meant for turnkey (fully renovated and rented) properties and qualification based on the property, not the income (no DTI, no income verification needed). Bonus points for DSCR lenders that are super comfortable with BRRRR that also do hard money loans for rehabs (the B)