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Updated over 2 years ago on . Most recent reply

Gedaliah Fineman's profile image
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Gedaliah Fineman
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  • from PA
  • Member since Sep 13, 2022
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Gedaliah Fineman's profile image
Gedaliah Fineman's profile image
Gedaliah Fineman
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  • from PA
  • Member since Sep 13, 2022
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Gedaliah Fineman
  • Investor
  • PA
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Private Lending & Conventional Mortgage Advice

Seasoning for Cash Out Refinance on a Hard Money Loan

Gedaliah Fineman
  • Investor
  • PA
Posted

I was informed of a new regulation requiring 12 months of seasoning in certain scenarios and wanted to find out if this would apply if the primary loan of an investment property was a hard money one. It seems to not apply to a HELOC. Please see below and thanks in advance!

Saint Petersburg, Florida
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Issac San Miguel's profile image
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Issac San Miguel
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  • from Austin Texas
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Issac San Miguel
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  • from Austin Texas
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Issac San Miguel
  • Lender
  • Austin Texas
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Issac San Miguel
  • Lender
  • Austin Texas
Replied

I believe this only applies to fannie/freddie loans.

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