Skip to content
Quick search links
Find an Agent Find a Lender Hard Money Lenders Podcast Books Columbus
Get Started
Resources & Media
Resource Hub Bookstore Blog Guides Pro-Exclusives PRO Podcasts Pro Partnerships Newsletter NEW
Events & Training
BPCON2026 Webinars Free Courses
Strategies
How to Manage Your Rental Property How to Operate a Short-Term Rental How to Passively Invest in Real Estate How to House Hack How Does the BRRRR Method Work How to Flip a House How to Invest in Commercial Real Estate How to Invest in Real Estate How to Invest in Multifamily Real Estate How to Build Wealth
Invest More Confidently
Join the real estate investing community that’s helped thousands of people achieve financial freedom.
The Podcast Investors Trust
No fluff. Just deals, strategies, and lessons from the front lines of today's market.
Pick Markets
Pick Markets
Market Finder PRO Picking a Market Workshop PRO Picking a Market Worksheet Top 100 Cash Flow Markets Market Insights - Sunbelt Region
Market finder
Pinpoint the best real estate market for your specific goals with expert recommendations and real-time data on appreciation, affordability, rent-to-price ratio, and more.
Pro membership
Get unlimited access to tools and resources that make it easier to find, analyze, and manage deals with confidence!
Find Deals
Find Deals
BiggerDeals Off-Market Deal finding PRO Real Estate Syndications Investor-Friendly Agents Find Foreclosures Community Listings (FSBO) Business Directory
Invelo - off market deals
Scale your portfolio with off-market deals.
Analyze Deals
Calculators
Rental Property Calculator PRO Rehab Estimator PRO Rent Estimator PRO BRRRR PRO Fix & Flip PRO Short-Term Rental PRO Sell vs. Keep PRO Landlord Insurance Calculator by Steadily All Calculators
Rental property calculator
Is it a good deal? Run your numbers like a pro with this simple yet powerful calculator.
Rent estimator
Understand how much rental income you can expect based on recent reports and data for your specific property.
Manage Properties
Manage Properties
Managing Properties 101 Find a Property Manager RentRedi Property Management Software PRO Baselane Automated Bookkeeping & Banking PRO Property Management Tools Ask a Management Question Finding Tenants Screening Tenants PRO Leases + Landlord Forms PRO Property Insurance Property Maintenance / Rehab PRO
Property management software
Manage tenants, tasks, and your entire portfolio with one simple tool.
Property manager finder
Find reliable property management partnerships that last.
Pricing
Plans & Pricing
Pro Membership Business Membership
Try PRO for 7 days completly free
Avoid mistakes and make informed decisions with Pro.
Grow your business
Promote your business on BiggerPockets and make quality connections with the right investors.
Forums
For You
Newest Trending Unanswered My Discussions Followed Discussions Followed Categories Followed Locations Followed People
General Real Estate
General Real Estate Investing Starting Out Deal Analysis Buying & Selling Business & Marketing Landlording Property Management Reviews & Feedback
Real Estate Strategies
House Hacking BRRRR Short-Term Rentals Mid-Term Rentals Multi-Family Fix & Flip Other Strategies
Finance & Financing
Lending Creative Finance Personal Finance Taxes & Legal Issues
News & Announcements
Official Site Announcements Market Trends & Data Real Estate News & Current Events Pro Exclusive Area PRO
Events & Networking
Events & Meetups Classifieds
Store
All Books
Best Sellers Browse All New Books & Pre-Orders Bundle & Save Books for Beginners
Unlock hidden potential in every property and maximize returns
This is your creative breakthrough guide to escaping investment paralysis and unlocking hidden profit in any market.
Build a Cash-Flowing Glamping Business with High Equity Upside
Whether you're starting from scratch or expanding existing hospitality operations, learn the practical frameworks needed to capitalize on the growing demand for upscale outdoor experiences.
×
Pro Members Get
Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
ANNUAL Save 16%
$32.50 /mo
$390 billed annualy
MONTHLY
$39 /mo
billed monthly
7 day free trial. Cancel anytime

Let's keep in touch

Subscribe to our newsletter for timely insights and actionable tips on your real estate journey.

By signing up, you indicate that you agree to the BiggerPockets Terms & Conditions
Followed Discussions Followed Categories Followed People Followed Locations
Private Lending & Conventional Mortgage Advice
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
Market Trends & Data
Buying & Selling Real Estate
Out of State Investing
Real Estate News & Current Events
Real Estate Technology
Investor Mindset
General Info
BiggerPockets Exclusive PRO Area
PRO
General Real Estate Investing
BPCON
New Member Introductions
Questions About BiggerPockets & Official Site Announcements
Off Topic
Starting Out
Real Estate Success Stories
Real Estate Horror Stories
Real Estate Strategies
House Hacking
Commercial Real Estate Investing
BRRRR - Buy, Rehab, Rent, Refinance, Repeat
Innovative Strategies
Mobile Home Park Investing
Land & New Construction
Multi-Family and Apartment Investing
Wholesaling
Rehabbing & House Flipping
Short-Term & Vacation Rental Discussions presented by
Tax Liens & Mortgage Notes
Medium-Term Rentals
Buying & Selling Small Businesses
Outdoor Hospitality
Landlording & Rental Properties
General Landlording & Rental Properties
Managing Your Property
Marketing Your Property
Tenant Screening
First-Time Home Buyer
Real Estate Professionals
Mortgage Brokers & Lenders
Contractors
Real Estate Agent
Financial, Tax, & Legal
Personal Finance
Creative Real Estate Financing presented by
Insurance
Private Lending & Conventional Mortgage Advice
Tax, SDIRAs & Cost Segregation presented by
Foreclosures
1031 Exchanges presented by
Goals, Business Plans & Entities
Legal & Legislation
Real Estate Classifieds
Classifieds
Real Estate Events & Meetups
Reviews & Feedback
Ask About A Real Estate Company
Real Estate Deal Analysis & Advice
Guru, Book, & Course Reviews
Syndications & Passive Real Estate Investing

Updated over 2 years ago on . Most recent reply

Gedaliah Fineman's profile image
Gedaliah Fineman's profile image
Gedaliah Fineman
  • Investor
  • from PA
  • Member since Sep 13, 2022

User Stats

4
Posts
0
Votes
Gedaliah Fineman's profile image
Gedaliah Fineman's profile image
Gedaliah Fineman
  • Investor
  • from PA
  • Member since Sep 13, 2022
Gedaliah Fineman
  • Investor
  • PA
0
Votes |
4
Posts
Private Lending & Conventional Mortgage Advice

Seasoning for Cash Out Refinance on a Hard Money Loan

Gedaliah Fineman
  • Investor
  • PA
Posted

I was informed of a new regulation requiring 12 months of seasoning in certain scenarios and wanted to find out if this would apply if the primary loan of an investment property was a hard money one. It seems to not apply to a HELOC. Please see below and thanks in advance!

Saint Petersburg, Florida
0 Votes
Follow
6 Replies
Jump to Last Reply
Log In or Sign Up to Reply

Most Popular Reply

Issac San Miguel's profile image
Issac San Miguel's profile image
Issac San Miguel
  • Lender
  • from Austin Texas
  • Member since May 13, 2022

User Stats

319
Posts
156
Votes
Issac San Miguel's profile image
Issac San Miguel's profile image
Issac San Miguel
  • Lender
  • from Austin Texas
  • Member since May 13, 2022
Issac San Miguel
  • Lender
  • Austin Texas
156
Votes |
319
Posts
Issac San Miguel
  • Lender
  • Austin Texas
Replied

I believe this only applies to fannie/freddie loans.

1 Vote
Log In or Sign Up to Reply
Sort By:

Loading replies...