Loan for a 2-family residential property zoned as commercial

[Bao Da]

I heard from one lender saying that they would not provide loan for a duplex zoned as C-2B. Is that common? 

And any reason for that?

Any lender who does not have that restriction?

[David Bilandzija]

@Bao Da I've seen plenty of these. You have a non-conforming property.  Commercial zoning = commercial appraisal but you have a residential property which requires a residential appraisal.  Lenders and appraisers will have a harder time with this.  Try pulling the public records on your property, like a property profile, check to see whose made a loan on it in the past.