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Updated over 1 year ago on . Most recent reply

Bryan Hartlen's profile image
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Bryan Hartlen
  • Investor
  • from Phoenix, AZ
  • Member since Oct 21, 2018

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Bryan Hartlen's profile image
Bryan Hartlen's profile image
Bryan Hartlen
  • Investor
  • from Phoenix, AZ
  • Member since Oct 21, 2018
Bryan Hartlen
  • Investor
  • Phoenix, AZ
143
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294
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Private Lending & Conventional Mortgage Advice

SFR DSCR terms?

Bryan Hartlen
  • Investor
  • Phoenix, AZ
Posted

Anyone have recent experience with terms for SFR DSCR loans? Any differences besides rate for non-recourse vs recourse?

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Derek Brickley's profile image
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Derek Brickley
  • Lender
  • from Ann Arbor, MI
  • Member since Jun 29, 2021

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Derek Brickley
  • Lender
  • from Ann Arbor, MI
  • Member since Jun 29, 2021
Derek Brickley
  • Lender
  • Ann Arbor, MI
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Derek Brickley
  • Lender
  • Ann Arbor, MI
Replied

Definitely would need more information to talk about terms, the best I can say is between 7%-10%. We do not offer non-recourse products, so the difference would come down to LTV, FICO, Loan Amount, property type, DSCR, experience, prepayment penalty... I could go on. If you might be looking to see if a DSCR would possibly work for your scenario, feel free to reach out and would be happy to see if we might be able to help.

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