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Updated over 1 year ago on . Most recent reply
Dscr , hard money lenders info
Hey bigger pockets family quick question which fico do dscr lenders use thanks in advance guys for the info
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Robin Simon
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#3 Private Lending & Conventional Mortgage Advice Contributor
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Robin Simon
#3 Private Lending & Conventional Mortgage Advice Contributor
Pro Member
#3 Private Lending & Conventional Mortgage Advice Contributor
- Lender
- Austin, TX
DSCR Lenders will use the median (middle of the three numbers from the 3 main credit bureaus) - however one nuance is that for DSCR you can typically borrow as an LLC or partnership (entity) with multiple people on the loan - it will vary whose credit score (i.e. if there are 50/50 partners) a lender will use - can depend on the specific DSCR Lender