Skip to content

Let's keep in touch

Subscribe to our newsletter for timely insights and actionable tips on your real estate journey.

By signing up, you indicate that you agree to the BiggerPockets Terms & Conditions
Followed Discussions Followed Categories Followed People Followed Locations
Private Lending & Conventional Mortgage Advice
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback

Updated over 1 year ago on .

User Stats

25
Posts
14
Votes
Matt Wan
  • New to Real Estate
14
Votes |
25
Posts

Foreign debt's effect on mortgage application

Matt Wan
  • New to Real Estate
Posted

Last week I made a post about getting a US mortgage as a US citizen who lives abroad (https://www.biggerpockets.com/forums/49/topics/1219693-getti...). People responded by explaining that residential mortgage lenders are looking for US-based customers, who have their residence, income and assets in the States.

How do they view foreign debt? Let's say I am based in the US but own property overseas with a mortgage. Do I list the foreign mortgage on my application? How does it affect my DTI ratio?