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Updated about 16 hours ago on . Most recent reply

James Holmes's profile image
James Holmes's profile image
James Holmes
  • Member since Mar 14, 2025
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James Holmes's profile image
James Holmes's profile image
James Holmes
  • Member since Mar 14, 2025
Connect
James Holmes
6
Votes |
18
Posts
Private Lending & Conventional Mortgage Advice

ARM vs. 30 yr fixed in 2025 on single family home

James Holmes
Posted

I was curious to see points of view on selecting a 7/6 ARM or a 30 year fixed in today's current market. I have read up on the pros and cons but I am really looking to get the experience of people from this platform.

  • James Holmes
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    Mike Grudzien's profile image
    Mike Grudzien's profile image
    Mike Grudzien
    • Lender
    • from Eugene, OR
    • Member since Nov 12, 2019
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    Mike Grudzien's profile image
    Mike Grudzien's profile image
    Mike Grudzien
    • Lender
    • from Eugene, OR
    • Member since Nov 12, 2019
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    Mike Grudzien
    • Lender
    • Eugene, OR
    477
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    Mike Grudzien
    • Lender
    • Eugene, OR
    Replied

    I concur with Andrew. You would need a significant rate advantage on an ARM.

  • Mike Grudzien
    • 1 Vote
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