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Updated 7 days ago on . Most recent reply

Joseph Pytcher's profile image
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Joseph Pytcher
  • Lender
  • from Plano, TX
  • Member since Sep 23, 2013
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Joseph Pytcher
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  • from Plano, TX
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Joseph Pytcher
  • Lender
  • Plano, TX
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Private Lending & Conventional Mortgage Advice

DSCR Refi - Value based off appraisal not list price?

Joseph Pytcher
  • Lender
  • Plano, TX
Posted

Are any of you loan brokers aware of a lender that can do a DSCR refinance based off the appraised value instead of a recent list price?

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Raymond J. Rodrigues's profile image
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Raymond J. Rodrigues
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  • from Miami, FL
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Raymond J. Rodrigues
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  • from Miami, FL
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Raymond J. Rodrigues
  • Lender
  • Miami, FL
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Raymond J. Rodrigues
  • Lender
  • Miami, FL
Replied

Yes I have plenty of DSDR lenders that I work with that will lend to you based on appraised value, not sold price, with zero seasoning, meaning you can buy today and refinance tomorrow, when doing a cash out refinance. None will do this on a purchase because they only lend on the lesser of the two whether it be sales price or appraised value. Feel free to reach out with any questions. 

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