401k or HELOC?

[Keaton Vols]

I am 27 y/o. I purchased my first house hack 4 plex 2 years ago. The one next to mine came up for sale and I’m considering purchasing it. Although, I don’t have much for liquid right now. I have about 80,000 in my 401k. I’m not sure I’d have enough equity to do a heloc. Im looking for best way to finance my next property without strapping myself on payments or hurting my retirement account

[Aaron Zimmerman]

You could see if your 401(k) has a loan program and you can generally take out $50k or 50% of your loan balance, whichever is smaller. That way you're paying yourself back.

You could also partner with another investor on this property and give them a % of equity in exchange for bringing cash. If it's a good deal, you should be able to attract interest