Seeking Advice on Private Money Lending for Real Estate Projects

[Andy Gonzales]

Hello,

The private credit landscape has experienced significant growth in 2025, with projections estimating the market could reach $2.8 trillion by 2028. This expansion is largely driven by traditional banks scaling back lending activities, prompting borrowers to seek alternative financing options.

Key developments include:

• Increased Interest Rates: Higher rates have made private credit more attractive, offering yields above 10% for investors.

• Regulatory Changes: New compliance requirements are being introduced to ensure transparency and protect borrowers.

• Market Liquidity Concerns: Some private lenders are facing liquidity challenges, raising questions about the stability of the sector.

Given these dynamics, I'm interested in hearing from the community:

• How have you adapted your investment strategies in response to these changes?

• What are your thoughts on the sustainability of the current private credit boom?

• Have you encountered any challenges or opportunities related to the evolving lending landscape?

Looking forward to your insights and experiences.