Why You Shouldn’t Overlook Private Money in Real Estate Deals

[Dawn Hryshko]

A lot of investors still think bank loans are the only way to fund a project — but if you’ve been in this game for a while, you know that speed and flexibility can make all the difference. That’s where private lending comes in.

Private money can be a game changer. It’s faster, more flexible, and often easier to work with than traditional financing. Here’s why:

• Fast closings. Private lenders can move in days, not weeks. When a great deal hits the market, that speed matters.
• Less red tape. The focus is usually on the property’s value, not your tax returns or credit score.
• Custom terms. You can often negotiate rates, payment schedules, and loan length to fit your project’s timeline.
• More opportunities. With private capital behind you, you can take on more deals and grow faster.
• Win-win relationships. Investors earn steady returns secured by real estate, and you get the funding you need to build your portfolio.

Private lending isn’t just for people who can’t get bank loans—it’s for investors who want control and speed.

Anyone here used private funding for a deal? What’s been your experience—smooth or stressful?