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Updated about 11 years ago on . Most recent reply

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2,251
Posts
1,004
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Shawn Mcenteer
  • Realtor
  • Boonton Township, NJ
1,004
Votes |
2,251
Posts

increase credit score recommendations

Shawn Mcenteer
  • Realtor
  • Boonton Township, NJ
Posted

Hello everyone.  My wife and I are curious if anyone has any good feed back on the companies that claim to "fix your credit"  I googled a few, some claim to increase your score 130pts in 30 days for $29.  Does anyone have good feed back?  i.e. our credit is in high 600's low 700's last we checked so not to far off the 720 bench mark. 

  • Shawn Mcenteer
  • 9739753895
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House Hacking New Jersey
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Most Popular Reply

User Stats

54
Posts
26
Votes
Terry Lewis
  • Real Estate Lender
  • La Jolla, CA
26
Votes |
54
Posts
Terry Lewis
  • Real Estate Lender
  • La Jolla, CA
Replied

Your credit at the high 600s does not need to be fixed! Take a look at the report and see if there are one or two items that can be fixed. Do you have a parking ticket that went to warrant? Cell phone charge off? Charge offs need to be paid before you can get a home loan. If you have credit cards don't close them. Make sure all revolving debt is paid down to 50% or less. Dispute late payments.

That's a start,

Terry Lewis

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