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Updated about 11 years ago on . Most recent reply

David Roberts's profile image
David Roberts's profile image
David Roberts
  • from Brownstown, Michigan
  • Member since Sep 30, 2014

User Stats

344
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98
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David Roberts's profile image
David Roberts's profile image
David Roberts
  • from Brownstown, Michigan
  • Member since Sep 30, 2014
David Roberts
  • Brownstown, MI
98
Votes |
344
Posts
Private Lending & Conventional Mortgage Advice

Appraisal Higher than Purchase Price...conventional loan question

David Roberts
  • Brownstown, MI
Posted

If I buy a home for 100k, and the house appraises for 110k, can I borrow the appraised value so that I can bring LESS down payment cash to closing and use more of the bank's cash in the deal?

Or will the bank only loan the lesser of the appraisal and the purchase price?

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