Asking the right questions

[James Stout]

Shopping for mortgages for 2-4 unit multi-family properties and considering to make it a primary residence. In my own research I've found that FHA mortgages may be available, and that's potentially attractive. My experience has been a little different, with some lenders being less than helpful and insisting that 20% is required - even before looking at my financial situation (I should be a relatively low risk borrower). In your experience, what are the right questions to ask lenders when shopping for multi-family units? Or what financing programs might be available to allow for a less than 20% down payment? Thx!