Lenders serving Baltimore, MD (Portfolio, Stated Income, Non-Conventional)

[Josh Lebovits]

Hi All,

I recently completed a renovation on a semi-attached, 4 bed, 2 bath in Baltimore, MD that based on comps is probably worth around $160k now.  I am looking for a cash out refinance.  Assets a plenty to pay the loan off many times over, but debt to income ratio is not good enough for conventional financing.  Do any of you know of any local lenders in Baltimore that would work with a borrower who cannot show good income but can show plenty of assets?  I am looking for an established institution (not an individual investor or hard money lender), like a local bank or credit union, that does this type of lending.   

Thanks for any and all advice! 

Josh