Hello,

My fiancee and I received a GFE of ~$10k, just want to make sure these numbers seem ok to experienced folks here on BP.  Owner-occupied duplex.  Purchase price $317k.  20% down.  4.125% interest rate.  Loan amount $253,600.

The 3 biggest items are:

Title Services and Lender's Title Insurance = $4,148

Transfer Taxes = $2377.50

Initial deposit of Escrow = $850.00

The the taxes and escrow seem fine, but what about title services?  $4k seem reasonable?

Thanks.

Title costs seem excessive, ask for a breakdown and compare with another title company before closing.

@Todd Michaels

  title insruacne fee's are usually regulated by state ins agencie... there must be a lot of escrow fee's in there.. title would be 1200 to 1500 or so.

If I recall correctly ( possible reason for additional fees )

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Illinois closing are handled by an attorney office and title company.

Wisconsin uses solely a title company.