$10k closing costs on $315k duplex - seem about right? Title Services?

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My fiancee and I received a GFE of ~$10k, just want to make sure these numbers seem ok to experienced folks here on BP.  Owner-occupied duplex.  Purchase price $317k.  20% down.  4.125% interest rate.  Loan amount $253,600.

The 3 biggest items are:

Title Services and Lender's Title Insurance = $4,148

Transfer Taxes = $2377.50

Initial deposit of Escrow = $850.00

The the taxes and escrow seem fine, but what about title services?  $4k seem reasonable?


If I recall correctly ( possible reason for additional fees )


Illinois closing are handled by an attorney office and title company.

Wisconsin uses solely a title company.