Putting less than 20% down on non owner occupied

[Andrew Jervis]

Does anyone know of a way of putting less than 20% down on a property(most likely MFH) in which I will not be an owner occupant? 

I know the obvious solution would be to be an owner occupant, but for this discussion let's assume that's out of the question. I have around 25k in savings I can put down, so while I may be able to find something under $125k, it severely limits me in my area. 

[Sam S.]

I would explore portfolio lenders in your area.  We're doing buy and holds and flips in the Des Moines, IA metro with a portfolio lender at 10% down.  They keep and service all their loans, so we can get into even pretty distressed properties without major headaches.