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Updated over 8 years ago on . Most recent reply

Jamey Newman's profile image
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Jamey Newman
  • from Kennesaw, Georgia
  • Member since Jun 27, 2013
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Jamey Newman's profile image
Jamey Newman's profile image
Jamey Newman
  • from Kennesaw, Georgia
  • Member since Jun 27, 2013
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Jamey Newman
  • Kennesaw, GA
4
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19
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Private Lending & Conventional Mortgage Advice

FHA

Jamey Newman
  • Kennesaw, GA
Posted
Is there a limit of how much cash you can have in the bank to qualify for a FHA mortgage? Example: what if I have a lot of cash from savings but my income is very low right now. Is that lump sum of savings going to prohibit me from qualifying for an FHA mortgage?
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Upen Patel's profile image
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Upen Patel
  • Lender
  • from Nationwide Lender
  • Member since Jun 17, 2015
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Upen Patel's profile image
Upen Patel's profile image
Upen Patel
  • Lender
  • from Nationwide Lender
  • Member since Jun 17, 2015
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Upen Patel
  • Lender
  • Nationwide Lender
801
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Upen Patel
  • Lender
  • Nationwide Lender
Replied
@Jamey Newman Your bank balance has not impact on the FHA loan. You qualify based on occupancy (OO), LTV and DTI.

Upen Patel, Mortgage Banker

Federal NMLS# 1374243

  • Upen Patel
  • [email protected]
  • (571) 331-5161
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