Seeking advice on Unsecured Line of Credit from FundiA Capital

9 Replies

Randy,

The reason that Fundia asks for you to set up a profile with www.CreditCheckTotal.com is because it will not have a negative affect on your credit, most lenders and brokers immediately hard pull your credit which has a negative effect, we want to help you maximize your opportunity to secure funding which is why we don't hard pull.  Your personal info is secure at CreditCheckTotal since they are owned by the largest and most powerful credit bureau, Experian.  Hope that helps.

Originally posted by @Leo Kanell :

Randy,

The reason that Fundia asks for you to set up a profile with www.CreditCheckTotal.com is because it will not have a negative affect on your credit, most lenders and brokers immediately hard pull your credit which has a negative effect, we want to help you maximize your opportunity to secure funding which is why we don't hard pull.  Your personal info is secure at CreditCheckTotal since they are owned by the largest and most powerful credit bureau, Experian.  Hope that helps.

Originally posted by @Carlos Enriquez :

I applied to a similar company and they did a soft pull in their own.  But they charged simple interest which I didn't want.

 HI Carlos,

Thanks for your reply. Do you mind sharing the company you apply for?

Thanks.

Randy