Can husband/wife have individual FHA loans?

Can husband/wife have individual FHA loans?

Rental Property Investor · West Fargo, ND · Member since 2015 · 95 posts · 51 votes

Hello,

Just wondering if anyone knows this answer. I can't seem to find it online. If I have an FHA loan for the house I own, can my fiance get her own after we get married? Or will she lose the option by getting married?

Thanks!

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  • Lender · Las Vegas, NV · Member since 2015 · 2k+ posts · 1k+ votes
    10y

    One government loan at a time except in very rare circumstances (job relocation, disaster area issues, hardships of other sorts.)

  • Real Estate Investor · Jersey City, NJ · Member since 2013 · 30 posts · 1 vote
    10y

    Hi Erik,

    I had a similar question. Were you able to get an answer yet? My husband already has a FHA loan. Can I buy another property with FHA loan under my name?

  • Lender · Bellevue WA & Orange County, CA · Member since 2013 · 2k+ posts · 1k+ votes
    10y

    Its possible yes from prior marriage, maybe one spouse co-signed for their sibling to get a FHA loan, but to have two primary residences and the occupancy issue relating from that would be the biggest issue. You'd have to have a great explanation letter that would conform to the guidelines.

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