Out of state interest rates

[Layne Campbell]

My wife and I are in an expensive market, and we started looking out of state for our first SFR rental property.

We have been looking in Idaho near our family and we have been working with Jonna Weber, a real estate agent we met on BP. She has been great.

We have been going through the pre-qualification processes with a couple banks in that area and the rates they have been quoting us have seemed a little high.

$175K SFR, 30 year fixed, 15% down, 4.85% APR

$175K SFR, 30 year fixed, 25% down, 4.5% APR

$175K SFR, 15 year fixed, 20% down, 4.6% APR

do these rates seem competitive?

Thanks 

-Layne