Need Financing Advice

[Ian Davis]

I'm a newcomer to the real estate investment world. How do you finance subsequent properties when the bank takes into consideration the borrower's "DTI" ratio? Oh, because of the building equity in the properties, right? Anyhow, how do you establish this momentum when you're just starting out, and you have no equity? Is my only option to personally guarantee the loan? And would it have to be a conventional loan type?

I read another post here on "BP", and this user said eventually I could establish a corporate entity, and the bank could use the business as collateral against the loan.