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Private Lending & Conventional Mortgage Advice
HomeForumsPrivate Lending & Conventional Mortgage Adviceaffect of HELOC on DTI
Gloria Mirza's profile image
Gloria Mirza's profile image
Gloria Mirza
  • Real Estate Agent
  • from San Jose, California
  • Member since Dec 18, 2015
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Gloria Mirza's profile image
Gloria Mirza's profile image
Gloria Mirza
  • Real Estate Agent
  • from San Jose, California
  • Member since Dec 18, 2015
Connect
Gloria Mirza
  • Real Estate Agent
  • San Jose, CA
66
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172
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Private Lending & Conventional Mortgage Advice

affect of HELOC on DTI

Gloria Mirza
  • Real Estate Agent
  • San Jose, CA
Posted Feb 22 2016, 08:40

If I were to obtain an 80k HELOC but not use any of the funds, how would that affect my DTI levels? I'm considering purchasing a house with a 60 day IRA loan, then putting the funds back in my IRA after closing so that I can keep my DTI levels down during the purchase.

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