Investing out of state: Use Local or On site lender?

[Andrew R.]

Hi, I'm in California, looking at Texas or Indiana for a SFH rental house. I will finance w/ a conventional mortgage. Is there any advantage to using a mortgage lender here in Calfornia vs using one in Texas (or where ever the house is located?). I've savvy to do deals over the phone and online. But are there other differences in products and rates across states? Thanks.