approved for loan but closing costs outrageous
so i'm approved by wells fargo for 145,000 with 25% down. my rate is 4.875%. buying in the scranton PA area. paying no points. and here's the kicker which i feel is insane...$10,059.86 for closing costs and prepaids ?! why does this sound like way to much.
can i haggle with them ?
also i have an LLC in my name was thinking about buying it in my business name. benefits to that?
ive also been told by countless people to buy as an owner occupant and put less down and save my money....im not sure i like the idea of doing that because i wont actually be able to occupy until around 2018