Negotiating Closing Costs - Credit Report Fee $50

[Tyler Standish]

Hi,

I am just wondering if anyone has ever had luck reducing or eliminating some of the closing costs.  I am going through a credit union for a conventional 15 year mortgage on a flip house.  There is a $50 credit report fee and a $25 document fee.  Would it be reasonable to ask to have these removed?  The $50 credit report fee seems rather high to me.  I am not sure if they are required to pull the report themselves (probably) or if I could just provide it for them (obviously getting it from the credit reporting agency they request).

Thanks!