I purchased an SFR on 10 acres in Dahlonega GA a few years ago and built a duplex on it. Most of the properties in the area are nice homes with lots of land in addition to a couple wineries. I want to pull some cash out to use for my other investments and recoup the costs of the duplex build-out. *This is not owner oc.

With all that said, I am looking for a good lender in the North Georgia area for this refinance. The current lender will do the deal but it seems that the rates and fees are higher than normal. The loan will be 70% ltv or better.

Any recommendations on lenders would be appreciated. Thanks!