Updated over 9 years ago on . Most recent reply
Refi on a manufactured home
I am on title on a manufactured home in Washington State with a relative. I am trying to refi it, but the lender says the combined DTI is 49% and needs to be 43%. The loan officer is not including the income from our basement apartment rental. He says that after I file taxes they will include the income. Is that accurate? or do I have other options.