Yet another HELOC question.

[Steven W.]

BiggerPockets Family, I have an investment property that is currently under a VA loan financed at 2.75%. I have over 200K in equity that I would like to be able to use to but would really like to not refinance. I lose quite a bit on the interest rate if I do. So I thought to myself, well let's just get a HELOC! Unfortunately 30 banks later and two useless credit checks I'm having a really hard time finding a bank that will offer a HELOC even at 80% for an investment property. The two banks that do offer it will not qualify me because I of the amount of mortgages I have. Does anybody know a bank or lending firm that will offer something (either a HELOC or 30 year fixed 2nd mortgage) in North Carolina? I appreciate the help!