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Updated almost 8 years ago on . Most recent reply

Vincent Z.'s profile image
Vincent Z.'s profile image
Vincent Z.
  • from Framingham, Massachusetts
  • Member since Nov 9, 2014
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Vincent Z.'s profile image
Vincent Z.'s profile image
Vincent Z.
  • from Framingham, Massachusetts
  • Member since Nov 9, 2014
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Vincent Z.
  • Framingham, MA
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Private Lending & Conventional Mortgage Advice

Converting primary residence to rental

Vincent Z.
  • Framingham, MA
Posted

I currently have a primary residence that I am planning to rent out. I am planning on buying a new 2nd property which I will owner-occupy once I close on it. 

I will not qualify for both mortgages at the same time due to DTI limits so I need the lender to count my current primary residence as a rental.

My question is what do I need to document for the lender to count my primary's rental income so it comes off my DTI calculation for the second mortgage?

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