Good Credit, High Income, Bad Delinquencies

[Pearlita Gaskin]

Would it be a waste of time looking for a bank loan if you have 30, 60, 90 day delinquency that is now "CHARGED OFF" even with a good credit scores and high income? Any advice on lenders or banks who would overlook that especially in Florida?

[Shaun Weekes]

Originally posted by @Pearlita Gaskin:

Shaun Weekes Mines specifically is for a $18k private student loan that was finally "CHARGED OFF" in May 2016. Right now I have lawyers currently working on the loan but for the mean time, I just hope it doesn't greatly affect me in my pursuit of a loan.

18K of student loan debt will be calculated at 1% for DTI purposes. So an additional $180 dollars will count against you for monthly payment purposes.

I hope that this helps.