Rental Income and the Banks

[Brendan Bruno]

I would like to know how lenders typically view rental income when applying for further loans/mortgages. Do they view this income as part of your gross monthly/yearly?

I myself have a W2 job and make an about an average wage in the professional world (for WA State) - would they add the rental income to my W2 gross or does it factor differently somehow?

If so, is there a length of time required to have held the rental property with it producing viable income before they can count it?