What FICO Module does your lender use?
Working on your credit is going to do you more good than trying to shop by FICO algorithm used....
Got it. I'm just filling a hole my lender couldn't access because of an issue with experian. He said he uses the built in the software from FNMA/Freddie Mac, but doesn't know what module it is. Thanks though @Chris Mason
It's fico module 9 for future inquiries.