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Updated almost 8 years ago on . Most recent reply

User Stats

2
Posts
2
Votes
Eric Fortin
  • Residential Real Estate Broker
  • Denver, CO
2
Votes |
2
Posts

Advice for originating non-income loan using home as collateral

Eric Fortin
  • Residential Real Estate Broker
  • Denver, CO
Posted

Looking for advice on how to obtain a secured (using property) non-income verification type loan for the purposes of renovating a non owner-occupied second home that is owned outright in order to to turn it into a short term/vacation rental (thus utilizing those projected funds for repayment).

I've looked a lot of options (mostly from conventional lenders) but 99% of them want to see tax returns/proof of income. I own my own business but it hasn't generated income yet as it is relatively new. Credit is o.k.

Many thanks!

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