Lending in near Pittsburgh?

[Derek Rocco]

Hi, all. 

I am looking for some financing for a SFH or duplex in a college town about 45 minutes south of Pittsburgh. I've went for pre-approval to one brokerage so far and despite my excellent credit, they didn't want to deal with me because my debt/income ratio was a "little high."

My first question is there any real estate friendly banks in the Pittsburgh area that someone can recommend? If not, what other options are out there? Is there anyone willing to talk private lending? And if someone responds to this post with "get your debt to income ratio down" my eyes will be rolling out of my head as hard as possible :)