Any better options then fha loan to do a house hack

[Chris Breezy]

I spoke with a td lender and he's telling me he can get me a mortgage for 3% down and pay no mortgage insurance.

He said theirs no owner occupant issues has any body ever get offered sumthing better then a fha or is their stuff he's not telling me 

[Michael Cohen]

You might not be paying MI/PMI per se, but you're paying for it by way of a higher interest rate. It's called Lender-paid MI (LPMI.) Compare 2 or 3 lenders to see what your total costs and APR would be.