Let's Hear It- Portfolio Loans- Good or Bad?

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Alright BP heres a question for you.

Recently heard a podcast and this guy states starting off with portfolio loans from the get go is the way to go. My plan is to acquire 2-4 unit properties in Milwaukee. I will be using a HELOC to pay for them and will be using the delayed financing exemption in order to continue acquiring more properties.

Will using portfolio loans work for this strategy? How much higher will my interest rate be? Whats good and whats bad about portfolio loans?

Thanks BP.

Jorge