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Updated almost 15 years ago on . Most recent reply

Steph C.'s profile image
Steph C.'s profile image
Steph C.
  • Real Estate Investor
  • from Bristol County, Massachusetts
  • Member since Jan 26, 2010

User Stats

153
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Steph C.'s profile image
Steph C.'s profile image
Steph C.
  • Real Estate Investor
  • from Bristol County, Massachusetts
  • Member since Jan 26, 2010
Steph C.
  • Real Estate Investor
  • Bristol County, MA
37
Votes |
153
Posts
Private Lending & Conventional Mortgage Advice

Multi-Family Loans and Seller Financing

Steph C.
  • Real Estate Investor
  • Bristol County, MA
Posted

Hi!

Just curious if you guys had any experience with getting a loan through a conventional lender (or portfolio lender) for a multi-family. Would a lender consider the seller holding the note as your required 20% down?

If you have to have "skin in the game" would a lender accept this?

Thanks,
Steph

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    David Beard's profile image
    David Beard's profile image
    David Beard
    • Investor
    • from Cincinnati, Ohio
    • Member since Jul 14, 2010

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    David Beard's profile image
    David Beard's profile image
    David Beard
    • Investor
    • from Cincinnati, Ohio
    • Member since Jul 14, 2010
    David Beard
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    • Cincinnati, OH
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    David Beard
    • Investor
    • Cincinnati, OH
    Replied

    Talk to local banks, and as a benchmark, talk to BMC Capital, as they post 80% LTV on MFs, which I'm sure would apply to very strong borrowers and very stabilized properties.

    http://www.bmccapital.com/tools/rate_sheet.php

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