Cash out refinances without proof of income?

4 Replies

Hi, the last few years I have showed no income due to retirement account contributions and major repairs/depreciation. However I currently dont have any mortgages between me and a bank and I have 15+ properties. I want to cash out refinance some of my properties before the prices drop or interest rates rise, is there anyway for me to do that without proof of income? I will have proof of income in 2019 due to a large amount of taxable income this year. However I would like to begin refinancing properties now. 

Yes talk to commercial/portfolio lenders and call small local banks and credit unions in your area.

@George Leeman Which type of properties? SFRs? Can you speak to the same banks that hold the note? If commercial there are many platforms where you can just post the information and tell them your situation .