HELOC - Non-Occupant, Co-Borrower, Co-Owner (< 12 mo)

[Jibu V.]

Does anyone know if this is possible and/or a lender in Philadelphia, PA that would consider this scenario:

A personal (not business) HELOC for a Non-Occupant, Co-Applicant (or, if possible, sole applicant), Co-Owner (less than 12 mo on the deed)?

A parent co-owns and occupies it and it is not an investment property. Also, there is no mortgage or any other lien on the property. 

Thanks in advance.