Updated over 6 years ago on . Most recent reply

Looking for a refi option
I own a townhome in the Bay Area. I had refinanced 3 years ago and gotten a great rate at 3.65% for 30 yr fixed term. With rates falling, I’m looking at options to refinance again at perhaps something even lower. Should I be looking at a 15 yr term or opt for a 30 yr fixed
What rates should I expect?