Refi in TX with No Closing Costs

[Habbak Burs]

Hi BP,

I have a rental in TX. I want to refi the unit, I already have a traditional loan, I want a lower rate & access to some equity.

I currently live in CA and I see ads for refi with no closing costs but they say CA only property... my parents refied their personal residents with no closing costs.

Is there anything like this in TX that I can use? Are there any hidden fees or anything that I am missing. any advise for getting low or no closing on a refi?

Thanks