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Updated almost 6 years ago on . Most recent reply

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Benjamin Spaulding
  • Batavia, NY
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12
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How to get financing without tanking credit?

Benjamin Spaulding
  • Batavia, NY
Posted

I am curious to know how people are able to finance multiple deals in quick succession. That is, people doing one and two deals per month. I just closed on my first property, and have already spotted another that makes sense. The only issue is I would have to restructure some debt. How could I do this without sending my credit below 700? Can I use a previous hard pull for a new loan within 90 days? 

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Tom S.
  • Real Estate Investor
  • Burlington, VT
1,419
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Tom S.
  • Real Estate Investor
  • Burlington, VT
Replied

@Benjamin Spaulding  A credit pull usually only drops my score 4-6 points and it will rebound by the next month. So if I pulled again next month, I would still be about the same range.

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